This paper uses microsimulation techniques to model individual's medical behavior and forecast the effects of different settings of medical insurance policies. The aim of the simulation is to measure the possible change and difference in policies in the process of implementation of the medical insurance policy settings for government policy makers. Based on predicting the medical expenses for u...

Nhien To, Eric Figueroa, and Lucilla Tan are research economists in the Branch of Research and Program Development, Division of Consumer Expenditure Surveys, Bureau of Labor Statistics. NHIEN TO ERIC FIGUEROA LUCILLA TAN In designing any survey, it is important to provide respondents with clear instructions and examples. Self-administered expenditure diaries often use cues as examples, not only...

Table 1. Financial Statement of Government X for year Y Revenue Levied through the Government’s Power Direct Taxation 21,260 Indirect Taxation 11,722 Compulsory fees, fines, penalties and levies 258 Sub Total 33,240 Earned through the Government’s Operations Investment Income 1,154 Unrealized gains(losses) arising from changes in the value of commercial forests 78 Other operational revenue 420 ...

The performance of country exchange-traded funds and closed-end funds is investigated over the 2002 to 2011 period. Operating characteristics (i.e., expense ratios and portfolio turnover) and investment results (i.e., return, risk, and risk-adjusted return) are studied for investment funds with at least ten years of data. We find that although exchange-traded funds have significantly lower expe...

We argue that mutual fund investors are more sensitive to salient in-your-face fees, like loads and commissions, than operating expenses. Our empirical analysis of mutual fund flows over the last 30 years yields strong support for our contention. We find consistently negative relations between fund flows and load fees. We also document a negative relation between fund flows and commissions char...

Administrative access [7] Administrator meetings [8] Biennium carryover funds [9] Budget management [10] Budget revision logs [11] Interview expenses [12] Moving expenses [13] OPUS (Online Payroll Update System) [14] Position numbers [15] Relocation incentive payment [16] Salaries and compensation [17] Salary release-recapture policy [18] Service and Recharge center rates [19] Staff and student...

BACKGROUND The direct impact of medical expenses on breast cancer incidence and mortality rate has not been sufficiently addressed. The purpose of this study is to investigate the potential correlation between the incidence and mortality rate of breast cancer and the medical expenses in Taiwan. MATERIALS AND METHODS Breast cancer cases were identified from the National Health Insurance Resear...

Because the transport expenses are more than a half the national logistics expenses, the increase of the transport expenses becomes the cause of an increase of national logistics expenses. To decrease of the logistics expenses, it has to develop logistics management application. Many Transport Companies are serving monitoring position of the transport vehicle, but the position data of the movin...

OBJECTIVES The increasing medical expenses of elderly persons in Japan's rapidly ageing society have become a major concern. It is therefore important to elucidate the factors associated with such escalation. Here, we focused on the relationship between subjective self-assessment of oral health, as an index of general health, and medical expenses (excluding dental repair) under the hypothesis t...

Health care policy seeks to ensure that citizens are protected from the financial risk associated with needing health care. Yet rising health care costs in many countries are leading to a greater reliance on out-of-pocket (OOP) measures. This paper uses 2010 household survey data from seven countries to measure and compare the burden OOP expenses place on individuals. It compares countries base...