We investigate the effects of the settlement market of life insurance policies on the monopolistic insurer's profit and social welfare. We assume that consumers differ only in their liquidity needs, and that the insurer cannot discriminate consumers based on their liquidity needs. When the settlement market incurs no costs, we find that the existence of the settlement market enhances social wel...

Knowledge of larval behaviours of sessile marine invertebrates from release to recruitment and of the role these behaviours play in determining adult distributions is limited. In manipulative experiments using larvae from the Great Barrier Reef sponge Rhopaloeides odorabile, we quantified larval behaviours associated with vertical migration, phototaxis and swimming ability. We also measured set...

Larval settlement of the polychaete Hydroides elegans Haswell, 1883 is mediated by marine biofilms; complex agglomerates of bacteria, diatoms, fungi and protozoa enmeshed in a matrix of extracellular polymers (EPS). In our previous investigations, benthic diatoms were demonstrated to be potent mediators of larval settlement in H. elegans. The putative diatom-derived settlement cues were heat-st...

The problem of estimating the settlement of shallow foundations on granular soils is complex and not yet entirely understood. In the past, many empirical and theoretical methods have been developed for predicting the settlement of shallow foundations on granular soils; however, these methods are far from accurate and consistent. In recent times, artificial neural networks (ANNs) have been used ...

Neural crest cells, the migratory precursors of numerous cell types including the vertebrate peripheral nervous system, arise in the dorsal neural tube and follow prescribed routes into the embryonic periphery. While the timing and location of neural crest migratory pathways has been well documented in the trunk, a comprehensive collection of signals that guides neural crest migration along the...

We examined the role of Delta signaling in specification of two derivatives in zebrafish neural plate: Rohon-Beard spinal sensory neurons and neural crest. deltaA-expressing Rohon-Beard neurons are intermingled with premigratory neural crest cells in the trunk lateral neural plate. Embryos homozygous for a point mutation in deltaA, or with experimentally reduced delta signalling, have supernume...

The neural crest is a unique population of mitotically active, multipotent progenitors that arise at the vertebrate neural plate border. Here, we show that the helix-loop-helix transcriptional regulator Id3 has a novel role in cell cycle progression and survival of neural crest progenitors in Xenopus. Id3 is localized at the neural plate border during gastrulation and neurulation, overlapping t...

Neural crest precursors to the autonomic nervous system form different derivatives depending upon their axial level of origin; for example, vagal, but not trunk, neural crest cells form the enteric ganglia of the gut. Here, we show that Slit2 is expressed at the entrance of the gut, which is selectively invaded by vagal, but not trunk, neural crest. Accordingly, only trunk neural crest cells ex...

The neural crest generates multiple cell types during embryogenesis but the mechanisms regulating neural crest cell diversification are incompletely understood. Previous studies using mutant zebrafish indicated that foxd3 and tfap2a function early and differentially in the development of neural crest sublineages. Here, we show that the simultaneous loss of foxd3 and tfap2a function in zebrafish...

Neural crest cells are specified at the border between the neural plate and the epiderm. They are capable of differentiating into various somatic cell types, including craniofacial and peripheral nerve tissues. Notch signaling plays important roles during neurogenesis; however, its function during human neural crest development is poorly understood. Here, we generated self-renewing premigratory...