The Association for Financial Professionals (AFP) welcomes this opportunity to forward to you our comments on “The New Basel Capital Accord,” the consultative paper issued by the Basel Committee on Bank Supervision of the Bank for International Settlements in January 2001. This paper was a follow up to the Committee’s document “A New Capital Adequacy Framework” issued in June of 1999. We unders...

Using the industrial organization approach to the microeconomics of banking we model a large (Monti-Klein) bank which is risk neutral and faces credit uncertainty in its loan business. The impact of capital adequacy regulation and the effect of changes in risk on deposit and loan rates are analyzed. We then show that capital adequacy regulation induces the bank to behave as if it were risk aver...

The process of review of both the Basel Capital Adequacy Accord and the EU New Capital Adequacy Framework is now entering its final phase. Although leasing falls within the scope of the Basel Committee’s proposals for measuring appropriate capital requirements, little is known empirically about the credit risk associated with leasing. Many studies have recently been conducted in order to measur...

This study analyzes the effect of capital adequacy and financing-to-deposit ratio profit margin on Murabaha financing with risk as a moderating variable. uses secondary data in form panel data. The population this were all Islamic Commercial Banks registered Financial Services Authority (OJK) for 2016-2020 period, namely BRI Syariah Banks, BNI BCA Mandiri Muamalat Indonesia Mega Victoria Bank P...

This Study was conducted to examine the aims determine effect of TPF, CAR and BOPO on profitability Bank Panin Dubai Islamic 2015-2020. The population in this study banks sharia Indonesia for period There are four variables namely third party funds, capital adequacy ratio, operational costs income profitability. For dependent variabel (Y) is independent (X) includes: funds(X1), Capital Adequacy...

This study aims to determine the effect of micro variables (ROA, FDR, and CAR) as well total variable in form inflation a moderating on NPF Indonesian Islamic commercial banks for 2016-2020 period. The data analysis method used is explanatory research that uses type assessment causality between studied (causal relationship). theory agency theory. With regard relationship principal agent, agent ...

This study intends to compare bank financial performance in terms of net income before and after applying PSAK 71 CKPN credit, capital, performance. research employs quantitative data the form published statements bank's ratios analyze impact new 71. The results this show that adoption has a favorable effect it can provide useful for report users estimate total, period, future cash flow uncerta...

Purpose: This study aims to determine the determinants of bank BUKU 4 performance. Theoretical framework: Research was conducted on performance banks without taking into account emerging markets in order reevaluate effects NPL, LDR, and SIZE Design/methodology/approach: used secondary data, quarterly data banking companies obtained from website Financial Services Authority (OJK). Using E-views ...