the present study aim is to offer a systematic method of assessing the credit risk of banks and also to identify key indicators using decision making trial and evaluation laboratory (dematel) technique as well as using logit regression in order to predict the credit risk of listed banks. the population of the study consists of the legal clients of the bank (ansar bank, bank saderat iran, bank m...

Based on formal theories of humor and a computational semantic technology for information and text meaning analysis, computers could be programmed to detect and generate humor and determine the patterns of individual humor preferences both for the joke tellers or posters and for the people that comment on jokes. These patterns do not only reveal information on a person’s sensitivities to variou...

Technology is forming a society of do-it-yourselfers, in which customers can perform services on their own, without the help of live tellers. However, customers with insufficient knowledge of technology may not be ready for Self-Service Technologies (SSTs) to serve themselves, thus weakening their intent to adopt SSTs in delivering service. Identifying users’ attitudes toward using online servi...

Deception detection has been formulated as a supervised binary classification problem on single documents. However, in daily life, millions of fraud cases involve detailed conversations between deceivers and victims. Deceivers may dynamically adjust their deceptive statements according to the reactions of victims. In addition, people may form groups and collaborate to deceive others. In this pa...

One of the most pressing questions facing researchers and policy makers today is how economic restructuring has affected the nature of work in America. In a case study of retail banking, we investigated how changes in the banking industry over the past two decades have affected branch-level jobs. We find a strategy of market segmentation that has had variable effects on job quality. While platf...

Jokes are a vitally important part of everyday discourse. Joking occurs mostly in social situations, but there is an emergent source of jokes circulating on the Internet. The vast number and popularity of jokes proves that jokes possess roles other than those connected with immediate communicational gains. My interest is not to discuss the psychological or social, but rather the cognitive funct...

This study examines a corpus of conversations of Turkish preschool-age children with adults, with the goal of analyzing 2 types of extended discourse structures (i.e., lists and narratives). Lists and narratives are compared with respect to (a) their internal structures, and (b) their social functions in the participants’ daily interactions. The analyses suggest that although lists and narrativ...

In the first pan-Canadian study on youth homelessness, 57.8% of reported prior involvement with child protection services. Indeed, transitions from government institutions (e.g., child/youth protection, inpatient mental health treatment, justice system) represent common pathways into homelessness for across North America. This article examines young people’s experiences navigating services to i...