This study evaluated the effect of bank consolidation on economic growth of Nigeria between the periods of 2006-2015. Secondary data were sourced from the Central Bank of Nigeria statistical bulletin and the NDIC Annual Reports between the period of 2006 and 2015. Data was analyzed using the Ordinary Least Square (OLS) multiple regression technique with the aid of the SPSS statistical software ...

Analysis of banks’ r isk exposures is important both for management within banks and for bank supervisors. Two major sources of risk for banks are credit risk (the risk that loans will not be repaid) and market risk (the risk of losses arising from adverse movements in market prices). This article focuses on the analysis and management of market risk, an area that has received increasing attent...

Efficient credit portfolio management is a key success factor of bank management. Discussions of the new capital adequacy proposals by the Basle Committee on Banking Supervision enlighten the necessity to consider the credit risk management both from the internal and the regulatory point of view. We introduce an optimization approach for the credit portfolio that maximizes expected returns subj...

Risk management in Chinese banks has traditionally been the Cinderella of its internal functions. Political stricture and developmental imperative have often overridden standard practice of risk management resulting in large non-performing loan (NPL) ratios. The training and practice of risk managers remain second class compared with foreign banks operating in China. This paper surveys Chinese ...

Balance sheet itself does not specify and show all the activities that a bank pays. Because banks can do many swap contracts and obligations, exchange, and commitments Outside of the balance sheet. To such activities and exchange that will not appear on the balance sheet, are saying off-balance sheet activities. These items are usually reported in the notes to the attached financial statements....

Risk is always be an obstacle to achieving the goals of companies and financial institutions,both conventional sharia. It has become a necessity for every company institutionto have good risk management system so able manage existing risks in order avoid losses, butthe application carried out by Islamic banks certainly very high complexityand needs deepen. This study uses qualitative descriptiv...

Penelitian ini membahas tentang manajemen risiko pembiayaan akad musyarakah pada Bank Syariah Indonesia. Tujuan dari penelitian adalah untuk mengetahui bagaimana penerapan yang dilakukan oleh BSI. Pendekatan digunakan pendekatan kualitatif, dengan metode deskriptif kualitatif. Sumber data dalam primer diperoleh lapangan melalui proses pengumpulan observasi, wawancara serta dokumentasi dan sekun...

most organizations need to information systems to survive and thrive. therefore, they should seriously protect their information assets. creating structured and justifiable exchanges between cost, security and mission control systems security risks is essential. this is important in the planning and development of such systems. initial appropriate decisions can reduce costs and increase ease of...