In this paper, we tackle the question of discovering an effective set of spatial filters to solve hyperspectral classification problems. Instead of fixing a priori the filters and their parameters using expert knowledge, we let the model find them within random draws in the (possibly infinite) space of possible filters. We define an active set feature learner that includes in the model only fea...

This paper examines the causal e¤ects of bank size on banks’ survival, asset quality, and leverage. Two forces drive these e¤ects: increasing returns to scale derived from banks’expertise; and competition. The …rst enables bigger banks to survive competition better, have higher asset-quality, and be more leveraged. It drives banks into a race for expansion. This race toughens competition betwee...

This paper investigates whether Japanese banks followed herd behavior in lending in local financial markets during 1980—1999. By using loan data from Japanese banks, arranged by geographical area, we find leader-follower relationships between lending behavior of different types of banks. Specifically, herding is mostly caused by local banks. Local banks follow major banks in urban cities, while...

Banks play important roles in promoting national development. In order to provide efficient services and to perform their statutory roles effectively, banks are required to comply with established standards. In Nigeria, the Statement of Accounting Standards (SAS), Companies and Allied Matters Act (CAMA) and the Central Bank of Nigeria’s directives and regulations provide guidelines to banks in ...

This study examines the technical efficiency and productivity of domestic and foreign commercial banks in Malaysia 1994-2000. We find that foreign banks have a higher efficiency level than domestic banks, and that efficient banks are characterised by size but not profitability or loan quality. The main source of productivity growth is technical change rather than improvement in efficiency. The ...

March 2011 Abstract: We investigate whether the relationship between competition and stability varies across different bank types for Japanese banks during the period 2000-2009. In general we find that stability varies across bank types, in that banks with a regional focus (Regional, Tier 2 Regional, Shinkin and Credit Cooperative banks) are found to be more stable on average than nationwide (C...

The study employs data envelopment analysis to a panel of commercial banks operating in Pakistan for a period 2001 – 2008 in order to measure the technical efficiency of banks. Technical efficiency is then broken down into pure technical and scale components. We divide banks into three categories for analytical purposes: state owned banks, domestic private banks and foreign owned banks. We find...

In the paper an attempt was made to study the performance of Indian Banks with the help of CAMEL rating system, taking eighteen banks (eight being Private Sector Banks and ten being Public Sector Banks) over the period of ten years from (2004 to 2013) and then finding out their efficiency of banks with the help of DEA in terms of gaining confidence from investors and ranking them accordingly. O...

The role played by rural banks in micro financing is very critical for the social and economic development of Ghana. study therefore evaluates roles Rural Banks micro-financing. Adopting a descriptive research design, sample size 700 customers 200 staffs from are conveniently selected this study. Ordinary least square estimator employed to establish effect activities on standard living, savings...