Critical success factors such as trust and privacy concerns have been recognized grand challenges for research of intelligent interactive technologies. Not only their ethical, legal, social implications, but also role in the intention to use these technologies within high risk uncertainty contexts must be investigated. Nonetheless, there is a lack empirical evidence about influencing user’s ins...

The development and improvement of electronic communication instruments and means in postmodern societies with fast intention has caused further multiplication in meanings and content of the communication itself. On the other hand the involvement of cyber space in our privacy has caused massive personality changes in people particularly the youth, In a way that individuals are separated from re...

Business intelligence is one of the tools of IT in business and Information systems for management have been just developed theoretically, and have never fulfilled the demands of organizations, practically. The establishment and marketing of electronic insurance demands the readiness of tools and the foundation of IT. Business intelligence provides the managers with a collection of tools, techn...

Introduction The Affordable Care Act (ACA) was promoted with two goals: expanding health insurance coverage and reducing healthcare costs. Expanded coverage is expected to partially reduce costs. Emergency department (ED) visits are costlier than comparable primary care physician visits. If uninsured patients use the local ED more often than insured patients with comparable conditions, insuring...

The paper presents a simulation tool for automated interactions between insurance companies and their clients during the travel insurance buying process. Insurance deal evaluation model using price and insured risks has been developed based on the study of the Latvian insurance market. The proposed model is used together with well-known agent auction protocols, thus providing a multi-agent nego...

The digitization of the medical data has been a sensitive topic. In modern times laws such as the HIPAA provide some guidelines for electronic transactions in medical data to prevent attacks and fraudulent usage of private information. In our paper, we explore an architecture that uses hybrid computing with decentralized key management and show how it is suitable in preventing a special form of...