The seniority of debt, which determines the order in which a bankrupt institution repays its debts, is an important and sometimes contentious feature of financial crises, yet its impact on systemwide stability is not well understood. We capture seniority of debt in a multiplex network, a graph of nodes connected by multiple types of edges. Here an edge between banks denotes a debt contract of a...

Debt agreement with land certificate guarantee, the accesoir is a guarantee by way of installation Mortgage which then for repayment if there negligence / default, an auction carried out as regulated in Law Number 4 1996 concerning but this case it actually used sale and purchase between debtors creditors. This may cancel registration transfer rights that has been Purchaser who was previously C...

The distribution of financing is provided by the bank to anyone who needs it, both for individuals and business world, taking into account two principles, namely trust prudence (prudent banking principle). will ask guarantees in order ensure ability its customers pay off debts according agreed contract. In operation, requirement provide this guarantee that mudharib does not make any deviations ...

Arachidonic acid is metabolized to epoxyeicosatrienoic acids (EETs) by cytochrome (CYP) P450 epoxygenases, and to ω-terminal hydroxyeicosatetraenoic acids (HETEs) by ω-hydroxylases. EETs and HETEs often have opposite biologic effects; EETs are vasodilatory and protect against ischemia/reperfusion injury, while ω-terminal HETEs are vasoconstrictive and cause vascular dysfunction. Other oxylipins...

In order to stress test loan portfolios for the impacts of climate change, historical events need be analyzed create templates future events. Using 2012 Midwestern US drought as an example, this work creates a stress-testing template droughts. The analysis connects weather and crop yield data on local macroeconomic conditions by comparing drought-impacted agricultural counties with nearby urban...

This paper studies the determinants and behavior of outstanding mortgage loan to value (LTV) ratios for a panel data set of 8867 Dutch households over the period 1992-2005. We find that outstanding LTVs are driven by household characteristics, life-cycle effects and mortgage type characteristics. LTV declines with the time elapsed since mortgage commencement, but this decline is faster for soca...

The effects of atrial natriuretic peptide (ANP) on transmural myocardial blood flow distribution and the reactive hyperemic response in the presence and absence of flow-limiting coronary stenosis were examined in chronically instrumented conscious dogs. Ten-second coronary occlusion without subsequent flow restriction resulted in marked reactive hyperemic responses (Doppler flow probes), mean f...

a r t i c l e i n f o Microfinance is a vital source of funding for micro-entrepreneurs in emerging markets and underdeveloped nations. The emphasis in the literature on social sanctions as a mechanism for ensuring high repayment rates may be misplaced. We propose that the construct of harmonious social relations needs to be added in order to explain repayment rates and that high repayment rate...

Using unique survey and administrative data from Canada, we document that parental support personal savings substantially reduce student loan repayment problems. Developing a model of borrowing repayment, show nonmonetary costs applying for income-based assistance are critical to understanding our findings. Furthermore, eliminating these may be inefficient. Empirically, expanding Canada’s Repay...