We conduct and analyze two large surveys of hypothetical annuitization choices. We find that allowing individuals to annuitize a fraction of their wealth increases annuitization relative to a situation where annuitization is an "all or nothing" decision. Very few respondents choose declining real payout streams over flat or increasing real payout streams of equivalent expected present value. Hi...

We use high-resolution cosmological hydrodynamical adaptive mesh refinement (AMR) simulations to predict the characteristics of Lyα emission from the cold gas streams that fed galaxies in massive haloes at high redshift. The Lyα luminosity in our simulations is powered by the release of gravitational energy as gas flows from the intergalactic medium into the halo potential wells. The ultraviole...

[1] Nutrients are transferred from the nutricline into the winter mixed layer through a combination of vertical and lateral advection, referred to here as induction, the reverse of the subduction process. This advective supply of nutrients maintains the high productivity at high latitudes over timescales of several years and longer. Climatological diagnostics over the North Atlantic reveal that...

In this paper, a novel method for analyzing time-series data and extracting time-correlations among multiple time-series data streams is described. The time-correlations tell us the relationships and dependencies among time-series data streams. Reusable time-correlation rules can be fed into various analysis tools, such as forecasting or simulation tools, for further analysis. Statistical techn...

stable pile depth in the Snowy River study (SKM 2005) is outlined. The inputs used in the run of the LLP99 model were: • single soil layer, • very high flexural stiffness of pile (1,000,000 kN/m). • pile width = 0.3 m (i.e. wooden pile), • shear strength in the absence of lateral stress (for unconsolidated sand 150 kN/m was used), • effective unit weight of soil (15 kN/m), • active lateral effe...

The authors investigate quantisation and feedback of channel state information in a multiuser (MU) multiple-input multiple-output (MIMO) system. Each user may receive multiple data streams. The authors design minimises the sum mean squared error (SMSE) while accounting for the imperfections in channel state information (CSI) at the transmitter. This study makes three contributions: first, the a...

In the environment of distribute data stream systems, the available communication bandwidth is a bottleneck resource. It is significant to reduce the communication overhead as possible for improving the availability of communication bandwidth with the constraint of the precision of queries. In this paper, we propose a new method for transferring data streams in distributed data stream systems, ...

We investigate quantization and feedback of channel state information in a multiuser (MU) multiple input multiple output (MIMO) system. Each user may receive multiple data streams. Our design minimizes the sum mean squared error (SMSE) while accounting for the imperfections in channel state information (CSI) at the transmitter. This paper makes three contributions: first, we provide an end-to-e...

Bitstream Binding Language (BBL) provides an abstraction layer between XML multimedia containers and the way their resources and metadata are published in a bitstream. It allows multiple bindings from a single source document to facilitate interoperability and applicability of the multimedia content to a wide range of terminals and users. BBL introduces a number of features not found in other X...