Banks in general, carrying out their operations to obtain business results, are always faced with a risk. One of the risks experienced by bank is large ratio non-performing loans or what called Non-Performing Loans/NPLs. Based on Bank Indonesia regulations, has dangerous potential if an NPL more than 5%. This study aims analyze level at PT. Rakyat (Persero) Tbk Lubuk Begalung Padang Unit 2019-2...

Due to their importance, commercial banks currently play a very important role in national financial systems. The profitability of depends on how they manage loans, and credit risk management is thus crucial the banking system, significant activity bank. main purpose this study observe extent which bank dependent management, with focus Western Balkans (Kosovo, Albania, North Macedonia Serbia). ...

The purpose of this study is to investigate the effects of "Asset Securitization" on bankschr('39') performances. Asset securitization is generally defined as the "financial process by which an owner of an asset, such as a portfolio of loans, receives cash upfront in exchange for the future cash flows from the asset without selling the asset in a normal contractual sales agreement." (Menzi et a...

This study investigates the determinants of banking sector profitability in South Africa, Nigeria and United States. The findings reveal that cost efficiency, size non-performing loans overhead ratio are significant profitability. In comparative analysis, from Africa show efficiency ratio, to total asset States, capital adequacy Nigeria, descriptive analysis bank net interest margin return on h...

Bangladesh entered into the era of financial reform during the early 1980s. Most of the reforms initiated by the government have concentrated predominantly on the banking sector. Consequently, many changes relating to ownership, market concentration, regulatory measures and policies have taken place primarily to enhancing bank performance. In this regard, this study is undertaken to investigate...