OBJECTIVE Activity-based payment contracts are common among doctors, but to what extent are they preferred? The aim of this paper is to elicit young doctors' preferences for alternative payment systems before they have adapted to an existing system. We examine the existence of gender differences and the extent to which personality traits determine preferences. METHODS A cross-sectional survey...

Mobile payment normally occurs as a wireless transaction of monetary value and includes the initiation, authorization and the realization of the payment. Such transactions are facilitated by purpose-built mobile payment systems that are part of the service infrastructure supporting the functioning of mobile business applications. A number of stakeholder groups may be involved in concluding a mo...

Merchants are competing to offer the use of mobile payment to encourage shopping. many mobile payment systems were made available in various locations worldwide; however, they have various drawbacks. This paper proposes a new mobile payment system that discusses the main drawbacks of these systems, namely security and speed of transaction. The proposal is featured by being simple to use by cust...

Market, technological and legal developments have contributed to a surge of innovation and change in payment systems in recent years, including the development of new means of making payments and the alteration of existing ones. However, many of the recent offerings have failed to gain traction in the e-Commerce marketplace for a variety of reasons. To understand the reasons for this it is nece...

Current macro-payment systems used by most E-commerce sites are not suitable for high-volume, low-cost produce or service purpose, such as charging per-page for web site browsing. These payment technologies suffer from use of heavyweight encryption technologies and reliance on always on-line authorisation servers. Micro-payment systems offer an alternative strategy of pay-as-you-go charging, ev...

Electronic payment systems are of paramount importance in our current digital society. Security and privacy constitute crucial challenges in this area. Electronic money is indeed just digital information that can easily be copied. Moreover, users automatically leave an electronic trail of all their activities in the digital world. In this thesis an advanced infrastructure for secure and anonymo...

The Payments System Board of the Reserve Bank has responsibility for, among other things, promoting stability, efficiency and competition in the payments system. In respect of retail payment systems, the Board’s work has focused on: establishing clearer price signals to cardholders; removing restrictions on merchants that limit their choices in accepting payment instruments; improving access to...

Current DRM systems do not provide flexible payment methods, requiring the user to handle the payment by hand. For instance, when the user needs to pay for watching a movie, she needs to decide which available payment method is the most optimal and suitable. This is a rather cumbersome process for the user that can be avoided by the specification of payment policies. A payment policy automates ...

For further development of electronic commerce, electronic payment systems play an essential role. Many payment schemes have been proposed, but none of them have been accepted as a standard payment system for a variety of reasons. In this paper, we evaluate payment schemes in terms of the three requirements: offline operability, anonymity and transferability. We think these three requirements a...

This paper examines the creation of modern electronic payment systems in Thailand. Thailand, like other major developed and emerging economies, experienced payment systems reforms in the 1990s. The country's economic expansion, which started in the late-1980s but unexpectedly ended in the late-1990s, led to the development of three major payment systems. The central bank played a leading role, ...