Sharia banking's characteristic, which underpins its activities on sharia principles, requires a customer protection mechanism in accordance with characteristics, including deposit insurance. This study aims to determine the readiness of banking regulations insurance Indonesia strengthen for Banking Customers. article is normative juridical research that applies an analytical descriptive approa...

The research aims to find out the effect of financial inclusion on bank deposits for Iraqi banking sector period 2010-2021, and extent bank's ability attract through tools represented by (number branches, number ATMs, points sale, credit cards) , as is one modern products that helps stability it represents an attraction factor individuals who are outside system services provides financially mar...

Banking business has done wonders for the world economy. The simple looking method of accepting money deposits from savers and then lending the same money to borrowers, banking activity encourages the flow of money to productive use and investments. This in turn allows the economy to grow. In the absence of banking business, savings would sit idle in our homes, the entrepreneurs would not be in...

The banking sector mirrors the larger economy – its linkages to all sectors make it a proxy for what is happening in the economy as a whole. Efficient functioning of banking sector is required for the growth of overall economy. Banking plays a silent, yet crucial role in our day-to-day lives. The banks work as financial intermediaries, pooling savings and channelizing them into investment, help...

We study the behavior and macroeconomic impact of oligopolistic banks in a tractable environment with micro-foundations for money banking. In our model, large interact strategically as they compete against each other to make loans. Banks face potential liquidity issues try secure deposits source funds. find that it is welfare-maximizing have banking sector oligopolistic, i.e., small number bank...

This paper provides an account of the origins and structure of the Finnish system of financial regulations which was prevalent in the post-war decades until the deregulation of the 1980s. Despite considerable macroeconomic volatility, the banking sector in Finland was remarkably stable. There were no significant bank failures over this period of more than 40 years, and credit losses were of no ...

The industrial organization approach to banking is applied to analyze the effects of the introduction of joint credit and interbank rate risk on the optimal decisions on deposits and loans of a competitive bank. It is found that due to the introduction of both sources of risk there appear direct effects as well as portfolio effects which jointly determine changes in the bank’s behavior. Moreove...