In general insurance tariffs consist of two components: First risks are classified according to a vector of basic criteria, say Xt, which for example in automobile insurance depend on the type or the power of the vehicles. Given the basic premiums, Xta, further extra charges and discounts are rated depending on usually more individual characteristics of the risk (say Zt). All relevant tariffs c...

It is necessary to establish mutual relationships between suppliers and demanders to ensure the quality of services. As English is the language of international communications, and the linguistic competence can greatly help develop the tourism industry, this study aimed to analyze the effects of learning English listening, speaking, reading, and writing on tourism development in Iran through th...

We document three new facts about entrepreneurship. First, a majority of male entrepreneurs start a firm in the same or a closely related industry as their fathers’ industry of employment. Second, this tendency is correlated with intelligence: higher-IQ entrepreneurs are less likely to follow their fathers. Third, an entrepreneur that starts a firm in the same 5-digit industry as where his fath...

research by large firms, net of taxpayers' subsidies, is paid for out of domestic sales in each country, with profits to spare. Prices can be lower without jeopardizing basic research for new drugs. More exposure to global price competition would encourage more innovative research and less of the derivative me-too research that now dominates. In the U.S., the FDA Commissioner, Mark McClellan, a...

OBJECTIVE To assess effects of the Master Settlement Agreement (MSA) and the four individual state settlements on tobacco company decisions and performance. DESIGN 10-K reports filed with the US Securities and Exchange Commission, firm and daily data from the Center for Research in Security Prices, stock price indices, market share and advertising data, cigarette export and domestic consumpti...

medical tourism is one of the subdirectories of tourism in order to receive health care in other countries. it has become a major industry in the global arena. according to the great potential of this industry in iran, is essential to paying more attention to this branch of tourism, economic effect and also the effect of economic indicators on tourism industry. therefore, this paper examines th...

Graduate and PhD students of METU Informatics Institute have calculated cost of quality of real projects in their own organization as an assignment and analyzed their findings. This study examines the results of these analyses and this type of assignments on industry and on Professional viewpoints of the students who are also participants in the industry. Anahtar kelimeler: Kalite maliyeti, yaz...

Trucking industry plays a vital role in road freight transportation, because of its ease of accessibility. A systematic approach for factors identification and its ranking is required based on their criticality which affects the industry performance. Ranking of the factors has been performed by using interval type 2 fuzzy FMEA approach.