Inflation risk is of high relevance in non-life insurers’ long-tail business and can have a major impact on claims reserving. In this paper, we empirically study claims inflation with focus on automobile liability insurance based on a data set provided by a large German non-life insurance company. The aim is to obtain empirical insight regarding the drivers of claims inflation risk and its impa...

Two national cross-sectional surveys of fatigue and its effects in long-distance road transport in Australia showed that stimulant use was a common feature of this industry. Between one in five and one in three drivers reported using stimulants at least sometimes, and a significant proportion reported stimulant use as a most helpful fatigue management strategy. This study reanalyzed the surveys...

Two national cross-sectional surveys of fatigue and its effects in long-distance road transport in Australia showed that stimulant use was a common feature of this industry. Between one in five and one in three drivers reported using stimulants at least sometimes, and a significant proportion reported stimulant use as a most helpful fatigue management strategy. This study reanalyzed the surveys...

This socio-economic review provides an overview of the sanitation crisis in slum areas, and re-emphasizes the importance of sanitation. It highlights a lack of recognition of actual drivers for sanitation improvements, and the complexities in the provision of sanitation services in the context of urban slums with a mix of tenants and landlords. It elaborates how the drivers of demand for sanita...