non-performing assets (npas) have been a major cause of concern for indian commercial banks in the recent past years. many studies have been reported on the different aspects of npas in indian banking system. however, there is a crucial lack of investigation on the comparative assessment of various types of banks such as public sector banks, private sector banks and foreign banks so that the tr...

Liquid assets are critical for banking operations. They guarantee avoiding liquidity risk and widens managerial decision options to invest in emerging profitable projects; however, holding extra liquidity entails opportunity costs. Accordingly, empirical literature does not provide a conclusive relationship between liquidity and profitability. The purpose of this research is to analyze the asym...

In practical situations, distribution network loads are the mixtures of residential, industrial, and commercial types. This paper presents a hybrid optimization algorithm for the optimal placement of shunt capacitor banks in radial distribution networks in the presence of different voltage-dependent load models. The algorithm is based on the combination of Genetic Algorithm (GA) and Binary Part...

In the Western world, consumers complain about the soaring of non-interest bank fees during the recent years, the post global financial crisis in particular. Commercial banks charge a variety of non-interest fees for their transactions. This paper empirically tests whether the free charges are significantly different between conventional commercial banks and interest free Islamic banks. The ave...

This analysis investigates the efficiency of Chinese commercial banks between 1997 to 2002. DEA method is employed to estimate overall cost, technical, allocative, pure technical and scale efficiency scores. In the second stage regression, ownership, market share and technology are chosen as the underlying driving factors. To minimize the bias arising from the inherent dependency problem, the b...

We consider the problem of financing two productive sectors in an economy through bank loans, when the sectors may experience independent demands for money but when it is desirable for each to maintain an independently determined sequence of prices. An idealized central bank is compared with a collection of commercial banks that generate profits from interest rate spreads and flow those through...