Employing the one-step stochastic frontier analysis (SFA) approach, this paper examines bank efficiency in China, paying special attention to the ownership, selection effect and dynamic effects of governance changes on bank performance. Bank efficiency has improved over the data period 1995-2008. The estimated average cost and profit efficiencies are 74% and 63% respectively. Joint Stock Commer...

Article history: Received 29 July 2013 Received in revised form 10 June 2014 Accepted 18 June 2014 Available online 25 June 2014 We investigate the impacts of market structure and bank risk taking on the efficiency of Chinese commercial banks, employing a two-stage semi-parametric data envelopment analysis model. Our empirical results show that the intense market competition compels Chinese com...

In the recent recession and current economic recovery, policymakers have supported asset prices in the U.S. treasury and mortgage markets, expecting that improvement in the balance sheet of banks will lead to more commercial lending. In general, we document that increases in housing prices in a bank’s deposit base lead banks to decrease commercial lending. Further, we find that a one-standard d...

The study sought to research the reality of accounting for sustainable development in Iraqi banking sector. Work was done by preparing a questionnaire containing three axes measure that reality. Some statistical methods were used reach desired results from this study, and one most important lack A vision message properly establishes use work, addition absence cadres legislation establishing the...

This study aimed to examine the effects of non-performing loans on profitability and lending behavior commercial banks in Yemen. The used a descriptive-analytical approach. data were obtained from annual financial reports (2010 -2018) 6 operating A panel model was this study. independent variable as measured by total advances ratio (NPLS) while dependent variables (ROA ROE) growth (LAG) To test...

This paper studies the duration or survival time of commercial banks active in the Moscovian three month Rouble deposits market, during the 1994-1997 period. The privatization process of the Russian commercial banking industry, after the 1988 banking reform, caused a massive entry of new banks followed by a period of high rates of exit. As a consequence, many firms went bankrupt without refundi...

A bank as a business units needs to have liquid assets which can be easily converted into cash at short notice. Thus the concept of liquidity risk management is important for any commercial banks. The impact of liquidity position in management of banks have remained significant, though very elusive in the process of investment analysis vis-à-vis bank portfolio management. In addition, liquidity...