This study aims to evaluate the implementation of non-cash transactions in regional financial management. research method is a qualitative with approach multicase studies. Data collection through interviews, observation and documentation then processed data reduction, presentation drawing conclusions. analysis Government Internal Control System approach. The informants this consisted managers. ...

Abstract This paper deals with the relationship between individual preferences and use of cash. Building on insights from economic psychological literature, we present an agent-based model simulating consumers’ behaviour when choosing which mean payment to use, according value transaction. Assuming heterogeneous for payment, results show that number cash transactions their strongly depend both ...

a r t i c l e i n f o This work aimed to apply genetic algorithms (GA) and particle swarm optimization (PSO) in cash balance management using multiple asset investments. This problem consists of a stochastic model that does not define a single ideal point for cash balance, but an oscillation range between a lower bound, an ideal balance and an upper bound. Thus, this paper proposes the applicat...

This study aims to determine the effect of promotional programs on impulse buying. research was conducted 200 students. Data were processed using confirmatory factor analysis (CFA) and regression analysis. There are four indicators promotion program studied, including 1) promotions in form cashback, reward points or discounts offered by digital wallets very profitable; 2) obtained cashback will...

performance evaluation has been developed in the form of management schools along by managerial thought development. banks and financial institutes are one of the most important economic sections to each country which by receipts and payments directing and organizing facilitate business and commercial transactions and develop markets and economic growth and as the main pillars in directing and ...

The notion of fair e-cash schemes was suggested and implemented in the last decade. It balances anonymity with the capability of tracing users and transactions in cases of crime or misbehavior. The issue was raised both, in the banking community and in the cryptographic literature. A number of systems were designed with an off-line fairness, where the tracing authorities get involved only when ...

Most anonymous, electronic cash systems are signature-based. A side eeect of this is that in these systems the bank has the technical ability to issue unreported, valid money. It has been noticed in the past that this may lead to a disaster if the secret key of the bank is compromised. Furthermore, the above feature prevents any eeective monitoring of the system. In this paper we build a fully ...

In developing countries, mobile telecom networks have emerged as major providers of financial services, bypassing the sparse retail networks of traditional banks. We analyze a large individual-level data set of mobile money transactions in Tanzania. Transactions can be classified as (i) money transfers to others; (ii) short distance money selftransportation; and (iii) money storage for short to...

COMPUSTAT data on 12,000 firms for the years 1956–1992 indicate that large firms hold less cash as a percentage of sales than do small ones. Whether comparisons are made within or across industries, the elasticity of cash balances with respect to sales is about 0.75. Firms headquartered in counties with high wages hold more money for a given level of sales, a finding consistent with the idea th...