China’s rapid economic growth over the past three decades has positioned it as one of the major economic powers in the world today. Its real gross domestic product (GDP) has grown at an average rate of 9.9% over this period, which is almost three times the world average. As of mid-2010, China had surpassed Japan to become the second largest economy in the world, behind only the United States. T...

This paper discusses the mediumto long-term perspectives for the Irish banking system. Consistent with the finance-growth literature, financial deepening had a limited impact on growth in Ireland before the crisis and cannot be expected to contribute significantly over the shortto medium-term. The paper documents that, compared to its benchmark, the Irish banking system is still very unbalanced...

JEL Classification: G20, G 21, G28. With the start of deregulation in early 1990s in various parts of the world along with other types of changes in the banking rules and regulations (i.e. relaxing of Glass-Steagall Act 1933 in USA, Financial System Reform Act 1993 in Japan etc.) during the same period, most banks in Europe, USA and Japan as well as in developing world have tried to pursue the ...

The purpose of this study was to investigate the factors influencing satisfaction with cell phone banking in South Africa. The study followed a qualitative approach in which in-depth interviews were conducted with a set of South African cell phone banking users. Thematic analysis was employed to analyse the data. It was confirmed that factors known to influence satisfaction with other electroni...

The existing Chinese banking system was born out of a state-planning framework focussed on the funding of state-owned enterprises. Despite the development of a modern banking system, numerous studies of Chinese banking point to its high level of average inefficiency. Much of this inefficiency relates to the high level of non-performing loans held on the banks books. This study argues that a sig...

We investigate a banking system subject to repeated macroeconomic productivity shocks. By lowering the interest rates, the central bank can increase the intermediation margin, which fosters the recapitalization of banks. We show that without lowering interest rates, the banking system faces the risk of collapsing. When interest policy is aimed only at avoiding a banking collapse, the economy co...

This paper applies a context/process interaction approach to study information technology (IT) and organizational change within the Nigerian banking system. A contextualist approach is a research method that studies the interaction between a particular phenomenon and the context within which it is taking place. In this study we attempt to assess how the context of banking interacts with and inf...