adverse selection

Abstract We relax the common assumption of homogeneous beliefs in principal-agent relationships with adverse selection. Principals are competitors product market and write contracts also on base an expected aggregate. The model is a version cobweb model. In evolutionary learning set-up, which imitative, principals can have different about distribution agents’ types population. resulting nonline...

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Adverse selection in a community-based health insurance scheme in rural Africa: Implications for introducing targeted subsidies

2012

Divya Parmar Aurélia Souares Manuela de Allegri Germain Savadogo Rainer Sauerborn

BACKGROUND Although most community-based health insurance (CBHI) schemes are voluntary, problem of adverse selection is hardly studied. Evidence on the impact of targeted subsidies on adverse selection is completely missing. This paper investigates adverse selection in a CBHI scheme in Burkina Faso. First, we studied the change in adverse selection over a period of 4 years. Second, we studied t...

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