background and objectives: pharmaceutical expenditures are responsible for a major part of health systems’ cost. according to the who’s statistics, iran is the first among the 20 countries in the world in terms of drug consumption. the first step in controlling consumption of a particular good is to identify factor inducing the relevant demands. hence, this study aimed to identify the pattern a...

Since the passage of the Terrorism Risk Insurance Act of 2002, corporate terrorism insurance is sold as a separate policy from commercial property coverage. In this paper, we determine whether companies differ in their demand for property and terrorism insurance. Using a unique dataset of insurance policies purchased by large U.S. firms, combined with financial information of the corporate clie...

Insurance services and financial compensation are regarded for the consequences of events that may happen or not.Farmers and stakeholders can be benefited from the agricultural and natural resources insurance so that they can attain much more stability in resources management, especially through mitigating the effects of potential and imminent risks. The current research was aimed to determine ...

Synopsis: Risk selection, which occurs when an individual’s demand for a product is correlated with her risk, creates inefficiencies and inequalities in markets for those products and services. Studies have shown that risk selection often occurs in health care markets, especially in markets for health insurance. Risk adjustment is a method that has been developed to correct those inefficiencies...

BACKGROUND Health insurance and provider payment reforms all over the world beg a key empirical question: what are the potential impacts of patient cost-sharing on health care utilization, cost and outcomes? The unique health insurance system and rich electronic medical record (EMR) data in China provides us a unique opportunity to study this topic. METHODS Four years (2010 to 2014) of EMR da...

Abstract Myanmar, Vietnam, and Indonesia aim for a stronger interlinkage between primary secondary health care as well facilities communities. The possibility to combine community-based with will help reduce costs provide synergistic effects interventions that are currently functioning on standalone level. However, the evidence (cost-) effectiveness of prevention treatment targeted at NCDs, suc...

Purpose: In the early stage of Shenzhen's long-term care insurance pilot, awareness, demand, and purchase intention Shenzhen residents about their influencing factors were investigated to provide a basis for improving government's system. Methods: A structured questionnaire survey was carried out on employee medical participants. Descriptive statistics, Chi-square test, Order logistic regressio...

One of the missions of National Health Insurance (NHI) is to help the sick and the uninsured by providing access to medical services at an affordable cost in Taiwan. Nearly 98% of Taiwanese citizens are enrolled in this government-run, single-payer social insurance program. People can seek ambulatory care at around 9500 NHI-contracted physician clinics or at some 500 hospital-based outpatient d...