The implementation of risk management is an obligation that must be carried out by rural banks in every business activity accordance with Financial Services Authority regulation 13/OJK.03/2015. This study aims to examine whether the can strengthen or weaken effect intellectual capital on non-performing loans. sampling method used saturated and obtained data 26 research samples. selected respond...

Penelitian ini bertujuan untuk menguji pengaruh kredit bermasalah yang di proksikan oleh Non-Performing Loan dan kecukupan modal Capital Adequacy Ratio terhadap nilai perusahaan Price to Book Value Pada Bank BUMN (Bank Persero) terdaftar pada Bursa Efek Indonesia Periode 2017-2021 baik secara parsial maupun simultan. dilakukan bank (BEI) periode 2017-2021. Hasil menunjukkan bahwa berpengaruh na...

Abstract We compare the performance of a wide set regression techniques and machine-learning algorithms for predicting recovery rates on non-performing loans, using private database from European debt collection agency. find that rule-based such as Cubist, boosted trees, random forests perform significantly better than other approaches. In addition to loan contract specificities, predictors ref...

Banks play an important role in the creation of capital for economic growth a nation and their reliability is very critical financial system stability. Nevertheless, banks face risks such as credit risk, which seem to have impact on profitability. To determine ratio Non-Performing Loans (NPLs) total bank loans most common indicator used. are that do not produce interest principal amount minimum...

In this study, it is examined whether changes in the stock market index can be explained by the change in financial ratios. Financial statements of 11 conventional and 2 participation banks for a total of 13 banks (representing the essential part of the Turkish Banking Sector and constituting the BIST XBANK Stock Index) announced on a quarterly basis from 2002 to 2013 were extracted from the Pu...

Conventional measures of banking sector The traditional indicators utilized for assessing the size, depth and development of a country’s banking (financial) sector are: • The ratio of M2 to GDP • The ratio of private credit to GDP. In particular, both these measures have been used to show the causal effects of financial development on economic growth. However, both measures have some limitation...

García-Lamarca offers us an ethnography of the disciplining power mortgage debt in Spain and political response La PAH— a grassroot movement for right to housing— discriminatory banking practices terms race, gender class linked Spain’s history private home ownership. The book takes from bank branches PAH assemblies everyday life indebted activists/compañerxs show how financialization housing wo...

this study was conducted with the objective of identifying the major determinants of loan repayment in small scale enterprises (sses) with particular reference to sses in one of kenya’s most dynamic informal business hub, kariobangi division in nairobi. in order to achieve this objective, primarily data were collected from 50 randomly selected respondents by using questionnaires. descriptive st...