The security risks of Internet banking have always been a concern to the service providers and users. There has been a global trend to adopt a multi-factor authentication scheme to increase the security of Internet banking. However, the introduction of two-factor authentication has not been well received. Particularly, there has been a conception that it creates barriers to Internet banking use...

I insider misuse of information systems resources (i.e., IS misuse) represents a significant threat to organizations. For example, industry statistics suggest that between 50%–75% of security incidents originate from within an organization. Because of the large number of misuse incidents, it has become important to understand how to reduce such behavior. General deterrence theory suggests that ...

New web vendors emerge daily as business-to-consumer e-commerce grows substantially over the years. However, new web vendors may be regarded with skepticism in an existing marketplace, and may require third party support to reduce uncertainty. This study investigates the effect of consumer’s perceived security and reputation of web vendors on consumer’s purchase intention and third party paymen...

This paper reports on the results of a survey-based investigation into the perceived security requirements held by the U.S. dental schools for their enterprise dental information systems. The U.S. dental schools are faced with the legal requirement to comply with HIPAA which contains provisions that are intended to protect electronic patient information. However it is proving to be a challenge ...

In this paper, we question the common practice of assigning security impact ratings to OS updates. Specifically, we present evidence that ranking updates by their perceived security importance, in order to defer applying some updates, exposes systems to significant risk. We argue that OS vendors and security groups should not focus on security updates to the detriment of other updates, but shou...