insurers have in the past few decades faced longevity risks - the risk that annuitants survive more than expected - and therefore need a new approach to manage this new risk. in this dissertation we survey methods that hedge longevity risks. these methods use securitization to manage risk, so using modern financial and insurance pricing models, especially wang transform and actuarial concepts, ...

the present research was conducted to explore the effect of employing two language teaching approaches, i.e. schema-based instruction (sbi) and translation-based instruction (tbi), on vocabulary knowledge, structure and reading comprehension ability of forty one female students learning english in grade one senior high school in rivash, kuhsorkh, iran. while sbi focuses on schemata, i.e. words ...

abstract this study evaluates the iranian pre-university english textbook in terms of needs, objectives, content, and methodology. the study was designed on the qualitative- quantitative survey basis using interviews and questionnaires, a researcher-made textbook evaluation checklist and a needs analysis questionnaire. the textbook evaluation questionnaire was used in this study to elicit the ...

Adaptation to chronic diseases is an essential strategy for patients' satisfaction with individual and social life and to improve their performance and efficiency with chronic illnesses. In addition to causing biological disorders, chronic diseases cause problems and mental conditions for patients, so their resilience is significantly reduced. Decreased stability causes them to experience psych...

with the increasing population and the need for more food, as well as with the development of science and technology, human approach to unnatural and often chemical inputs to increase agricultural production has been a great expansion and problems such as increased cancers, chronic diseases has created environmental pollution. implementation of organic organic is a solution to these problems . ...

The peresent study aimed to explore the amount and relationships between nurses' spirituality, job stress, organizational commitment and job satisfaction in Tehran hospitals. A descriptive (regression analysis) design was selected and 379 nurses (307 female and 75 male) working in hospitals in Tehran completed four valid questionnaires. Results indicated that nurses were felt low job satisfacti...

Background: Organizations slowly from Small environment Social and economic activities of small medium enterprises to gradually soon, to become places of spiritual development. The purpose of this paper is the survey of impact of spirituality as a component of moral values on burnout and turnover intentions of employees in religious organizations based mediation role of job satisfaction. Method...