Many less fortunate people are struggling to pay for their medical expenses, as well with the contributions they have health insurance. People especially those who living in lower-income countries end up suffering from both illnesses and debt when get sick. This paper is a bibliometric review of 638 articles retrieved Scopus database on subject sustainable insurance, during past 20 years, 2000 ...

Japan was the first Asian country to introduce social insurance measures and she has expanded them during the last few decades. The first social insurance law was passed in 1922 dealing with worker’s health insurance in general. It was followed by many schemes of social insurance. National Health Insurance in 1938, Seamen’s Insurance in 1939, Employees’ Pension Insurance in 1941 and so forth. A...

Although the most visible manifestations of medical malpractice involve patient safety and the legal process, the availability and affordability of liability insurance largely determine the direction of medical malpractice policy. Scientific and industrial developments since the first modern malpractice crisis in the 1970s reveal major problems with the structure and regulation of liability ins...

PURPOSE The purposes of this investigation were to: (1) provide a descriptive account of untreated dental caries for Virginia schoolchildren; and (2) examine the relationship between a child's insurance status and the presence of untreated dental caries. METHODS In 1999, the Virginia Department of Health completed an Oral Health Assessment on first-, third-, and 10th-grade children. The oral ...

BACKGROUND Urban population in China is mainly covered by two medical insurance schemes: the Urban Employee Basic Medical Insurance (UEBMI) for urban employees in formal sector and the Urban Resident Basic Medical Insurance (URBMI) for the left urban residents, mainly the unemployed, the elderly and children. This paper studies the effects of UEBMI and URBMI on health services utilisation in Sh...

this paper aims to estimate a model of demand for health insurance and medical care in iran in the presence of the heterogeneous and latent health status of individual; moreover it tests the asymmetry of information in the health insurance industry of iran. our dataset consists of whole family budget survey of 2006. the parameters of model are estimated by g.m.m method and the model used in thi...

BACKGROUND In China, the basic insurance system consists of three schemes: the UEBMI (Urban Employee Basic Medical Insurance), URBMI (Urban Resident Basic Medical Insurance), and NCMS (New Cooperative Medical Scheme), across which significant differences have been observed. Since 2009, the central government has been experimenting with consolidating these schemes in selected areas. This study e...

We analyze the financial value of insurance when individuals have access to credit markets. Loans allow consumers to smooth shocks across time, decreasing the value of the smoothing (across states of the world) provided by insurance. We derive a simple formula for the incremental value of insurance and show how it depends on individual characteristics and the features of available loans. Our ce...

I study duopolistic market for differentiated medical products. Medical providers decide whether to sell on the spot market to sick consumers or to sell through competitive insurance market to healthy consumers. While shopping for insurance consumers know only the distribution of possible medical needs they may have if they get sick. Only when getting sick their actual medical need reveals and ...