In this article, we have elaborated a study over the nature of financial intermediation in Islamic banks by comparison to those of conventional ones. We have found a striking difference between two kinds of intermediation. We tried, from another side, to study the relationship between the capital level and deficiency risk relying on econometric model, and we have obtained a positive and signifi...

This paper examines the relationship between financial risks and profitability of the conventional and Islamic banks in Malaysia for the period between 1996 and 2005. The measures of profitability that have been used in the study are the return on equity (ROE) and return on assets (ROA) while the financial risks are credit risk, interest rate risk and liquidity risks. This study employs panel d...

According to the United Nations (UN), in 2002 almost one-fifth of the world population (i e, 1.3 billion people) was living in extreme poverty, earning less than one dollar a day. In recent public debates microfinance has been mentioned as an important instrument to combat poverty. Therefore, microfinance has received a lot of attention, both from policy-makers as well as in academic circles. E...

ABSTRAKLembaga keuangan mikro adalah lembaga yang beroperasi karena berfungsi sebagai perantara dalam skala lebih kecil. Tetapi ada tidak bekerja dengan cara itu, khususnya ini mengambil simpanan dari orang-orang. Karena mereka - sosial. Mereka sumber modal Lembaga Amil Zakat Indonesia, dan memberi orang-orang di sekitar sekolah asrama Islam suatu pemberdayaan memberikan pinjaman berbagai akd, ...

Microfinance has proven to financial institutions (i.e. banks) that the services they provide to their “traditional” clients can also be offered to poor and low-income entrepreneurs and clients, in a sustainable and viable manner. These institutions have seen that reaching out to the majority of the country’s population, which is the low-income market, does not necessarily mean a losing proposi...

In this article, we have elaborated a study over the nature of financial intermediation in Islamic banks by comparison to those of conventional ones. We have found a striking difference between two kinds of intermediation. We tried, from another side, to study the relationship between the capital level and deficiency risk relying on econometric model, and we have obtained a positive and signifi...

Internet users are more likely to ignore Internet content verification and more likely to share the content. When it comes to Islamic content, it is crucial to share and spread fake or inaccurate content. Even if the verification process of Islamic content is becoming easier every day, the Internet users generally ignore the verification step and jump into sharing the content. “How many clicks ...

The paper briefly described the operational mechanism innovation of key Microfinance Service Providers (MSPs) in Bangladesh. Grameen Bank has chosen to examine the approaches of microfinance. Grameen Bank is dominating microfinance market in Bangladesh in outreach, outstanding loans, savings, and efficient selected delivery mechanism. They offer micro-credit, savings and social services to the ...