insurers have in the past few decades faced longevity risks - the risk that annuitants survive more than expected - and therefore need a new approach to manage this new risk. in this dissertation we survey methods that hedge longevity risks. these methods use securitization to manage risk, so using modern financial and insurance pricing models, especially wang transform and actuarial concepts, ...

Land use change prediction is an important factor in appropriate planning and integrated ecological management of watersheds. There are various methods for modeling and prediction of land use, i.e. Markov chain and CA Markov. In this research, for predicting the land use of Gareen watershed in Iran in 2042, Landsat satellite images of 1986, 2000 and 2014, and the Markov chain and CA Markov was ...

saluk mount is selected for devonian biostratigraphy. this area located at southwest of bojnurd. in this study three sections are selected and two sections, chahar-borj and tabar sections with a thickness of 650 m, which consist mainly of calcareous sediments was studied in detailed but third section, qelli section, with a thickness of about 450m which consist mainly of sandstone and evaporates...

According to urban environment complexity and dynamism and need to targeted land use change, incorporation GIS and PSS in the form of Spatial Planning Support Systems is inevitable. The aim of this study is to develop a spatial planning support system for urban land uses change (ULCMS), such that planners can enter expert knowledge in the form of desired criteria and weights and see their influ...

abstract: advertisements are the most accessible type of authentic materials, and this is one reason why they are used more and more in english teaching classes. for this cause, studies in the field of advertisements are very widespread nowadays. for pun is one aspect which makes advertisements more interesting, it is used more than before in advertisements. use of puns makes an advertisement m...

Urban growth is a dynamic and evolutionary spatial and social process that relates to the changes of urban spatial units and the transformation of people’s lifestyles and consequently demographic changes. Considering the urban development process as a function of land uses interactions, population structure and the strategic behavior of the agents involved in the urban development process (the ...

it is not possible to understand developments of a country’s culture and civilization without knowing his believes and myths. whether it is north or south, east or west, planes or mountains, sahara or deserts, here in iran every corner includes valuable and precious treasures which are known all over the world, and cultural – historical objects which are found here adorn all well known museums...

the purpose of the present study was to investigate the effect of instruction through debate on male and female efl learners’ reading comprehension, to examine the differences between the performance of male and female participants on the five dimensions of cctst including analysis, evaluation, inference, deductive reasoning, and inductive reasoning, and to examine the differences between male ...

background: organic nitrates relax all kinds of smooth muscle , not only vascular smooth muscle , a fact that has allowed the use of these drugs to treat many different aliments. objective.-the purpuse of this study was to examine prosepectively benefical effects , if any, of sublingual nitroglycerin on the pain of renal colic. design.- prospective , randomised , double blind, placebo- contoled...