Changes in credit risk may arise when either the value or the risk of corporate assets changes. Changes in the equity value associated with the changes in the asset value and changes in asset risk can be characterized into potentially countervailing direct and indirect effects. The indirect effect of risk on equity value is a function of factors that affect the debt value of including leverage,...

Information technology is one of the largest and most important human achievements in the present era whose influence on most human activities is undeniable. The traditional education system is being affected by the information technology and it is now turning into an electronic education system. One of the newest issues in the field of electronic education is the effects of web page a...

The objective of this article is to discuss the potential of economic analysis as a tool for identification and evaluation of corruption in legislative acts. We propose that corruption be perceived as a risk variable within the legislative process. Therefore we find it appropriate to employ risk analysis methods, used in various fields of economics, for the evaluation of corruption in legislati...

Information technology is one of the largest and most important human achievements in the present era whose influence on most human activities is undeniable. The traditional education system is being affected by the information technology and it is now turning into an electronic education system. One of the newest issues in the field of electronic education is the effects of web page a...

a r t i c l e i n f o The concept of asymmetric risk estimation has become more widely applied in risk management in recent years with the increased use of Value-at-risk (VaR) methodologies. This paper uses the n-degree lower partial moment (LPM) models, of which VaR is a special case, to empirically analyse the effect of downside risk reduction on UK portfolio diversification and returns. Data...

background: plasterers are at risk of musculoskeletal disorders (msds) due to the nature of their occupation and ergonomic factors. the purpose of this study was to evaluate the biomechanical risk factors for msds among plasterers. materials and methods: in this descriptive study, 70 plasterers from neyshabur, iran, were studied in 2014. the nordic musculoskeletal questionnaire (nmq) was used t...

background: a cross-sectional analytic method was used to assess health and safety risks that really matter in restaurants of universities and hospitals in the gaza strip, palestine.  materials and methods: a 40-item questionnaire was completed by workers in all university and governmental hospital restaurants in the gaza strip. another 30-item questionnaire was completed by university students...

conclusions it can be concluded that residential-road land uses show the considerable pollution index and ecological risk. materials and methods soil samples were collected from a depth of 0-20 cm at 16 stations with different users. the samples were passed through a 2-mm sieve after air drying. to determine the concentration of heavy metals, the samples were extracted by acid chloride and nitr...

introduction: vaginits is probably the most common infection in women during their reproductive years, resulting in 5-10 million health-care visits a year, worldwide. vulvovaginal candidiasis (vvc) is the second-most common form of vaginitis in the united states, which is associated with use of oral contraceptives containing high levels of estrogen and hormonal therapies. midwives play an impor...

background: burn injuries in many respects is the most tragic that a person may experience. the purpose of this study was to know the burn casualties prevalence in people over 15 years old to identify the risk and predisposing factors in the province of west azarbaijan of iran. methods: this cross-sectional study was performed from march 2008 to march 2010. the demographic and epidemiologic inf...