In an increasingly risky and globalized marketplace, people must be able to make well-informed financial decisions. Yet new international research demonstrates that financial illiteracy is widespread when financial markets are well developed as in Germany, the Netherlands, Sweden, Japan, Italy, New Zealand, and the United States, or when they are changing rapidly as in Russia. Further, across t...

Elizabeth Simpson (2005) believes the relevance and engagement demands of today's generation of learners are largely unmet in typically didactic classrooms. Video games, she argues, can provide an opportunity to meet this challenge, since many teenagers already choose to live much of their real social lives in virtual space—exchanging instant messages, meeting friends online, and interacting wi...

The traditional puzzles about belief reports puzzles rest on a certain seemingly innocuous assumption, that 'that'-clauses specify belief contents. The main theories of belief reports also rest on this " Specification Assumption " , that for a belief report of the form 'A believes that p' to be true,' the proposition that p must be among the things A believes. I use Kripke's Paderewski case to ...

In this article the author examines public schools in the United States as sites where immigrants and refugees express their religious identities as part of their integration processes. In particular, the author examines the schools as “sites of refuge” for refugee students. Although public schools provide refugees with opportunity for study without regard to race, religion, nationality, member...

social interaction among different ethnic groups has been a major focus of study in the world in recent decades. the population of iran is composed of variety of ethnic groups (such as linguistic, religious and cultural) and for this study the people of different backgrounds are considered. this article will discuss the types of social interaction among different ethnic groups and the role of y...

conclusions using -2.5 standard deviations as the cutoff for micropenis, a newborn infant in golestan province with a pl of < 23.3 mm had micropenis; however, more investigations are needed to clarify this issue. results means of pl and agd of 427 healthy term newborns were 32.1 ± 3.5 and 24.5 ± 2.5 mm, respectively. there was a positive correlation between pl and agd (r = 0.097, p = 0.046). ac...