insurers have in the past few decades faced longevity risks - the risk that annuitants survive more than expected - and therefore need a new approach to manage this new risk. in this dissertation we survey methods that hedge longevity risks. these methods use securitization to manage risk, so using modern financial and insurance pricing models, especially wang transform and actuarial concepts, ...

within communicative, interactive, and learner-centered framework of language teaching and learning, students need to learn four skills of listening, speaking, reading, and writing for their educational success. but of all the language skills, reading enjoys a paramount significance in so many second or foreign language academic contexts. in spite of its importance, language learners still have...

the poor orientation of the restaurants toward the information technology has yet many unsolved issues in regards to the customers. one of these problems which lead the appeal list of later, and have a negative impact on the prestige of the restaurant is the case when the later does not respond on time to the customers’ needs, and which causes their dissatisfaction. this issue is really sensiti...

Background and purpose: Medication errors today are discussed as one of the main concerns of the health care systems and are used as an indicator for determining the level of patients safety in hospitals. This study was conducted with the purpose of evaluating medical errors among intensive care nurses. Materials and methods: In this descriptive study the research population composed of nurses...

  Background & Aim: Medication errors in healthcare environment are considered as a serious threat to patients' health. The purpose of this study was to investigate the frequency, type and causes of medication errors of nursing students.   Materials and Methods: This was a descriptive study conducted in Arak University of Medical Sciences. Seventy six student were selected through census method...

Background & Aims: Medical errors are one of the major challenges threatening the health system in all countries. The most common medical errors are medication errors (especially drugs) and the first natural result of medication errors is increasing patient’s length of stay in hospital, raised treatment costs, and sometimes severe damage and even death. Materials & Methods: This de...

the present study was an attempt to determine the types of motivation and levels of foreign language learning anxiety among efl students studying at azad and state universities in kermanshah and to determine the relationship between these two factors and language proficiency and gender. to this end, the foreign language learning motivation scale, by deci and ryan )1985(, were administered to 12...