At present, electronic payment activities constructed on the Internet mainly employ the certificate-based public key cryptosystems to solve related security issues. But it is based on the condition that the certificate authority (CA) must be honest and needs to manage the key directory. Furthermore, it needs to spend extra time to verify the signature signed in the digital certificate by the CA...

The purpose of this study is to investigate the effect non-cash payment transactions on economic growth in Indonesia and see responses from supporting variables, such as velocity money price transactions. This involves a Vector Error Correction Model (VECM) analysis tool, using monthly time series data during 2009: 1 – 2017: 12. results show that instrument affects growth, especially Card-Based...

Everything in the world is turning into electronic mode; all our basic requirements are now fulfilled electronically through e-business. One of the main operations that are affected is the payment of different transactions and activities. The latest payment techniques emerged recently was mobile payment where a user can proceed with the payment operation easily through mobile. This study identi...

In today's world, most financial transactions are carried out using done through electronic instruments and in the context of the Information Technology and Internet. Disregarding the application of new technologies at this field and sufficing to traditional ways, will result in financial loss and customer dissatisfaction. The aim of the present study is surveying and analyzing the use of elect...

Providing banking services, especially online banking and electronic payment systems, has always been associated with high concerns about security risks. In this paper, customer authentication for their transactions in electronic banking has been discussed, and a more appropriate way of using biometric fingerprint data, as well as encrypting those data in a different way, has been suggest...

perceived risk is an intervening psychosocial construct in marketing and connected to potentially negative outcomes. when studying perceived risk in consumer behavior as purposeful behavior, there is no doubt that the desired outcome of a purchase decision is need satisfaction so that positive outcomes are hoped for and expected. if negative consequences are experienced in buying situations, th...

As the result of information technology's development, promoted the tradition payment means enormously to the computerization development advancement. The electronic payment has accelerated the money circulation speed, and has brought the enormous convenience for the modern trade activity. But the electronic payment's characteristics such as invisible, high speed, concealment and so on have pro...