Commercial banks in Kenya are critical fostering economic development as they fund investment. However, no longer making enough profit to keep them afloat while meeting the needs of their shareholders current climate due increased competition both from other peer and financial innovations leading creation Fintech firms. As a result, product differentiation strategy be developed achieve sustaine...

Abstract Creativity is the rationale possessed by humans in which conscious and unconscious processes occur problem solving creation of a work product. process creating each individual, especially field design education, can be trained giving stimuli based on problems obtained surrounding environment. This research considers ecosystem through environment, industrial waste with rattan material, ...

this study evaluated the effect of bank consolidation on economic growth of nigeria between the periods of 2006-2015. secondary data were sourced from the central bank of nigeria statistical bulletin and the ndic annual reports between the period of 2006 and 2015. data was analyzed using the ordinary least square (ols) multiple regression technique with the aid of the spss statistical software ...