The current development of the economy and state banking system provokes significant changes in functioning banks, especially conditions economic political instability. Rapid response to external internal factors that affect business is main task bank’s management entity. That why issue becomes significant, which determines relevance chosen topic feasibility carried out research for issue. arti...

authors thank Peggy Gilligan for providing valuable research assistance. L ending to small firms traditionally has been a business served primarily by the banking industry. Banks have specialized in assessing and monitoring borrowers, particularly companies too small to access the bond and equity markets directly. In addition, because banks provide a variety of transactions services such as che...

We embed the notion of banks as monitors into a “two trees” framework, and consider how resources are optimally allocated between an intermediated banking sector and a risky sector, given that capital moves sluggishly between the two. We characterize equilibrium as a function of the relative size of the banking sector — the bank share — and the speed at which capital can move in and out of that...

As the banking industry continues its trend of record breaking mergers and acquisitions, the systems that provide these companies with critical business information become more complex. The focus has turned from product and branch performance to understanding and predicting behaviors of individual customers. This customer centric approach has created the need for business units within the bank ...

In recent years, the importance of branding has dramatically increased on the ground that brands have the potential to be a source of long-term competitive advantages for any businesses. Although it seems that brand value, theoretically, has a significant impact on corporate profits, evaluating the brand value's influence level on corporate profits can give clear signals to both managers and in...

An understanding of corporate customer acceptance of Internet banking can assist banks to assess the real business value of Internet banking implementation. The four benefit factors are information quality, information accessibility, information sharing, and transaction benefit. The three major barriers are related to trust, legal support, and organization barriers. Information quality and tran...

The quality of software is enhanced by using the design patterns. The design patterns are the reusable component used in the development of the software, which delivers improved quality software to the end users. The researchers have developed design patterns for user interface, e-commerce applications, mobile applications, text classification and so on. There are no design patterns for interne...

The decade since the Reserve Bank of Australia’s 1996 Conference on ‘The Future of the Financial System’ has been a period of remarkable strength for banking systems in advanced industrial countries, particularly Australia. Banking institutions have enjoyed strong growth in business volumes, high asset quality and record profi tability and they have proven their resilience in the face of episod...

This paper refers important issues regarding how to evaluate the security threats of the online banking effectively, a system threat analysis method combining STRIDE threat model and threat tree analysis is proposed, which improves the efficiency of the threat analysis greatly and also has good practicability. By applying this method to the online banking system threat analysis, we construct ST...