Djendjen River is one of the largest rivers in the region of Jijel (Algeria). Human activities such as urban discharges, industrial, agricultural, and livestock have significant effects on the quality of water. The present study attempts to evaluate the quality of water along the banks of the Djendjen River at different sampling sites, using physico-chemical and bacteriological methods. The col...

T he cyclical banks have different behavior than other banks. The structure of the balance sheet in cyclical banks is different from anti-cyclical banks. The cyclical banks have a relationship between leverage growth and asset growth while the other banks have no relationship between asset growth and leverage growth in the banking system. This relationship depends on the structure of...

Corporate governance (CG) is an important effort to ensure accountability and responsibility and is a set of principles, which should be incorporated into every part of the organization. This study focused on the state of Corporate Governance (CG) in two categories of the banking industries: Conventional Banks and Islamic Banks. As Conventional Banks and Islamic Banks differ a great deal in the...

Purpose The number of US commercial banks has declined by about 50% over the last two decades. This change could lead to a potential decline in competition and increase market power agricultural banking market. focus this study is examine whether risk failure performance been affected bank consolidations. Design/methodology/approach impact on financial stability studied using Lerner index as me...

every organization requires employees who can readily accept changes to carry out their day to day business transactions and to accommodate with those changes emerging from the environment. the purpose of this paper is to investigate the impact of readiness for change on organizational change among the employees of the commercial banks. data were collected from 350 employees serving in the priv...

In this study, we reinvestigate the question of whether government banks are inferior to private banks. We use cross country data from 1993 to 2007 to trace the different types of government banks. These types comprise banks that acquire distressed banks, normal banks, or no banks at all. Contrary to common belief, the evidence shows that unless government banks are required to purchase a distr...

This study examines the productivity growth of the nationwide banks of China and a sample of city commercial, banks for the eleven years to 2007. Estimates of total factor productivity growth are constructed with appropriate confidence intervals, using a bootstrap method for the Malmquist index. The study adjusts for the quality of the output by accounting for the non-performing loans on the ba...

This research analyses the efficiency of China’s banks using the data envelopment analysis (DEA). The Chinese government began its reforms of the banking industry reform since 1978. Our data set contains twelve banks in China during the period of 1996 to 2003. All nominal variables are transformed into real variables in the 2003 prices. There are twelve banks including four state-owned speciali...