Moradi, Saba

[ 1 ] - Identifying patterns of the dynamic credit risk of banks customers and financial institutions: case study- an Iranian bank

Credit risk assessment has always been one of the most important concerns of banks. Widely used models such as financial models have been used to assess credit risk so far. But increasing non-performing loans indicates that today these models cannot assess the credit risk of customers. Inconstant and uncertain environmental, social and political factors affect customer behavior and change custo...