Demographic and Educational Factors Affecting Self-Efficacy among Loan Borrowers of Agriculture Bank: The case of Bushehr Province

The present study, which is a cross-sectional survey, was conducted to investigate the views of the farmers who had received the facilities provided by the Agricultural Bank on their self-efficacy in using these facilities and factors affecting it. The statistical population of the study consisted of 205 farmers who were introduced by Jihad Agriculture Organization of Bushehr Province during the year 1391 to the Agricultural Bank for receiving loan in order to implement agricultural projects. Using Krejcie and Morgan Table, 132 farmers were selected as the sample of study. The finding showed that most of farmers were old with low level of education. Also, the results indicated most of farmers don’t consider themselves as a successful and entrepreneur individual. In addition, there was a significant difference between two groups of farmers (who have the sense of self-efficacy and who have not the sense of self-efficacy) about variables education level, the extent of land and level of communication with specialists and various organizations.