منابع مشابه
The Longevity Annuity: An Annuity for Everyone?
As of 2005, U.S. individuals had an estimated $7.4 trillion invested in IRAs and employersponsored retirement accounts. Many retirees will thus face the difficult problem of turning a pool of assets into a stream of retirement income. Purchasing an immediate annuity is a common recommendation for retirees trying to maximize retirement spending. The vast majority of retirees, however, are unwill...
متن کاملh5vc: scalable nucleotide tallies with HDF5
SUMMARY As applications of genome sequencing, including exomes and whole genomes, are expanding, there is a need for analysis tools that are scalable to large sets of samples and/or ultra-deep coverage. Many current tool chains are based on the widely used file formats BAM and VCF or VCF-derivatives. However, for some desirable analyses, data management with these formats creates substantial im...
متن کاملGuaranteed Annuity Options
Under a guaranteed annuity option, an insurer guarantees to convert a policyholder’s accumulated funds to a life annuity at a fixed rate when the policy matures. If the annuity rates provided under the guarantee are more beneficial to the policyholder than the prevailing rates in the market the insurer has to make up the difference. Such guarantees are common in many US tax sheltered insurance ...
متن کاملAdverse Selection in Annuity Markets: Evidence from the British Life Annuity Act of 1808
We study adverse selection using data from an 1808 Act of British Parliament that effectively opened a market for life annuities. Our analysis indicates significant selection effects. The evidence for adverse selection is strongest for a sub-sample of annuitants whose annuities were purchased by profit-seeking speculators, a sub-sample in which “advantageous selection” resulting from multi-dime...
متن کاملAnnuity Markets and Retirement Security
* James M. Poterba is the Mitsui Professor of Economics at the Massachusetts Institute of Technology. Professor Poterba is also a Research Associate at the National Bureau of Economic Research (NBER) and the Director of the NBER's Public Economics Research Program. The research reported herein was supported in part by the Center for Retirement Research at Boston College pursuant to a grant from...
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ژورنال
عنوان ژورنال: Archaeological Journal
سال: 1902
ISSN: 0066-5983,2373-2288
DOI: 10.1080/00665983.1902.10852917